{"id":2167,"date":"2023-07-05T19:07:55","date_gmt":"2023-07-05T19:07:55","guid":{"rendered":"https:\/\/biancabaldini.com\/?p=2167"},"modified":"2023-07-05T20:49:33","modified_gmt":"2023-07-05T20:49:33","slug":"the-10-most-common-closing-costs-for-the-seller","status":"publish","type":"post","link":"https:\/\/biancabaldini.com\/es\/the-10-most-common-closing-costs-for-the-seller\/","title":{"rendered":"Los 10 gastos de cierre m\u00e1s comunes para el vendedor"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2167\" class=\"elementor elementor-2167\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-112ca7f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"112ca7f2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b5b8c91\" data-id=\"7b5b8c91\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b15e495 elementor-widget elementor-widget-image\" data-id=\"3b15e495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1640\" height=\"924\" src=\"https:\/\/i0.wp.com\/biancabaldini.com\/wp-content\/uploads\/2023\/07\/blog-bianca-1.jpg?fit=1640%2C924&amp;ssl=1\" class=\"attachment-full size-full wp-image-2203\" alt=\"1.2\" srcset=\"https:\/\/i0.wp.com\/biancabaldini.com\/wp-content\/uploads\/2023\/07\/blog-bianca-1.jpg?w=1640&amp;ssl=1 1640w, https:\/\/i0.wp.com\/biancabaldini.com\/wp-content\/uploads\/2023\/07\/blog-bianca-1.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/biancabaldini.com\/wp-content\/uploads\/2023\/07\/blog-bianca-1.jpg?resize=1024%2C577&amp;ssl=1 1024w, https:\/\/i0.wp.com\/biancabaldini.com\/wp-content\/uploads\/2023\/07\/blog-bianca-1.jpg?resize=768%2C433&amp;ssl=1 768w, https:\/\/i0.wp.com\/biancabaldini.com\/wp-content\/uploads\/2023\/07\/blog-bianca-1.jpg?resize=1536%2C865&amp;ssl=1 1536w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95b246e elementor-widget elementor-widget-text-editor\" data-id=\"95b246e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>Los 10 gastos de cierre m\u00e1s comunes para el vendedor<\/strong><\/h3><h5>Los compradores y vendedores deben pagar los gastos de cierre asociados a la transacci\u00f3n. Es importante calcular los gastos que cada persona debe pagar antes de poner la propiedad en el mercado. Esto tambi\u00e9n permite al vendedor determinar cu\u00e1les deber\u00edan ser los ingresos netos por la venta de la propiedad.<\/h5><h5>Los gastos de cierre m\u00e1s comunes para el vendedor son:<\/h5><ol><li><h5><strong>Saldo(s) hipotecario(s) pendiente(s) <\/strong>El saldo restante del pr\u00e9stamo, el saldo de la segunda hipoteca y las l\u00edneas de cr\u00e9dito con garant\u00eda hipotecaria, si las hubiera.<\/h5><\/li><\/ol><ol start=\"2\"><li><h5><strong>Cuotas del pr\u00e9stamo <\/strong>La comisi\u00f3n administrativa que cobra el banco o la entidad hipotecaria por liquidar el pr\u00e9stamo.<\/h5><\/li><\/ol><ol start=\"3\"><li><h5><strong>Deuda<\/strong> Dinero que se debe a contratistas y\/o debido a resoluciones judiciales o impuestos sobre la propiedad. Estas cantidades deben pagarse antes de que se produzca el cierre.<\/h5><\/li><\/ol><ol start=\"4\"><li><h5><strong>Penalizaciones por pago anticipado <\/strong>Algunos pr\u00e9stamos hipotecarios incluyen penalizaciones en sus condiciones por amortizaci\u00f3n anticipada.<\/h5><\/li><\/ol><ol start=\"5\"><li><h5><strong>Cuota de inscripci\u00f3n <\/strong>Por lo general, este cargo lo cobra el condado. Se trata de tasas relacionadas con el registro o la inscripci\u00f3n de la venta de la propiedad para que quede constancia p\u00fablica de la misma. La tasa de inscripci\u00f3n var\u00eda de un condado a otro.<\/h5><\/li><\/ol><ol start=\"6\"><li><h5><strong>Comisi\u00f3n<\/strong> Honorarios pagados a los agentes inmobiliarios que participan en la transacci\u00f3n. Esta comisi\u00f3n suele ser del 6 % del precio de venta y debe ser pagada \u00edntegramente por el vendedor.<\/h5><\/li><\/ol><ol start=\"7\"><li><h5><strong>Honorarios notariales <\/strong>Los honorarios cobrados por el notario p\u00fablico por verificar la identidad de los firmantes.<\/h5><\/li><\/ol><ol start=\"8\"><li><h5><strong>Tarifas de la compa\u00f1\u00eda de t\u00edtulos <\/strong>Pago a la entidad responsable de la custodia del dinero. Las compa\u00f1\u00edas de t\u00edtulos o los abogados inmobiliarios reciben el dinero del prestamista, pagan todos los gastos, cobran los dep\u00f3sitos y distribuyen los ingresos entre el acreedor hipotecario y el propietario\/vendedor del inmueble.<\/h5><\/li><\/ol><ol start=\"9\"><li><h5><strong>Concesiones del vendedor <\/strong>Cantidad de dinero que el vendedor, en ocasiones, aportar\u00e1 para ayudar al comprador con los gastos de cierre.<\/h5><\/li><\/ol><ol start=\"10\"><li><h5><strong>Reparaciones<\/strong> Trabajo que el vendedor debe completar antes de cerrar la venta porque el comprador y el vendedor as\u00ed lo acordaron durante la negociaci\u00f3n del contrato.<\/h5><\/li><\/ol><h5><strong>C\u00f3mo calcular los gastos de cierre<\/strong><\/h5><h5>A efectos pr\u00e1cticos, los gastos de cierre para el vendedor pueden estimarse de la siguiente manera:<\/h5><ul><li><h5>(+\/-)1,5 % del precio de venta<\/h5><\/li><li><h5>Impuestos sobre la propiedad acumulados hasta la fecha<\/h5><\/li><li><h5>Hipotecas y\/o l\u00edneas de cr\u00e9dito con garant\u00eda hipotecaria que existen sobre la propiedad.<\/h5><\/li><li><h5>Comisiones (generalmente el 6 % del precio de venta)<\/h5><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>The 10 Most Common Closing Costs for the Seller Buyers and sellers have to pay closing costs associated with the transaction. It&#8217;s important to estimate the costs that each person must pay before placing the property on the market. This also allows the seller to determine what the net income for the sale of the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2203,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[42,44],"tags":[],"class_list":["post-2167","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buyers","category-english"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The 10 Most Common Closing Costs for the Seller - Bianca Baldini<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/biancabaldini.com\/es\/the-10-most-common-closing-costs-for-the-seller\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The 10 Most Common Closing Costs for the Seller - Bianca Baldini\" \/>\n<meta property=\"og:description\" content=\"The 10 Most Common Closing Costs for the Seller Buyers and sellers have to pay closing costs associated with the transaction. 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It&#8217;s important to estimate the costs that each person must pay before placing the property on the market. 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