{"id":1810,"date":"2023-06-30T01:32:29","date_gmt":"2023-06-30T01:32:29","guid":{"rendered":"https:\/\/biancabaldini.com\/?p=1810"},"modified":"2023-07-14T15:13:08","modified_gmt":"2023-07-14T15:13:08","slug":"costos-de-cierre-al-vender-una-casa","status":"publish","type":"post","link":"https:\/\/biancabaldini.com\/es\/costos-de-cierre-al-vender-una-casa\/","title":{"rendered":"Costos de cierre al vender una casa"},"content":{"rendered":"
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Los compradores y vendedores tienen costos de cierre asociados a la transacci\u00f3n. Por lo tanto, es importante, antes de colocar la propiedad a la venta, tener un estimado de los gastos que tendr\u00e1 que pagar para finalmente poder determinar el monto con el que puede contar una vez finalice la transacci\u00f3n<\/h5>

Costos de cierres m<\/strong>\u00e1<\/strong>s comunes para el vendedor<\/strong><\/h3>
  1. Balance de Hipotecas \u2013 El balance del pr\u00e9stamo existente, saldo de la segundahipoteca y l\u00edneas de cr\u00e9dito sobre la vivienda.\u00a0<\/h5><\/li>
  2. Cuota a Pagar del Pr\u00e9stamo – Tasa administrativa cobrada por el prestamista para pagar el pr\u00e9<\/h5><\/li>
  3. Liberaci\u00f3n de Deudas \u2013 Dinero que se adeuda a los contratistas y\/opor sentencias judiciales o impuestos a la propiedad. Estas cantidades deben ser pagadas antes del cierre.<\/h5><\/li>
  4. Penalidad por Pronto Pago \u2013 Algunos pr\u00e9stamos tienen penalidad por el pago temprano de la deuda.<\/h5><\/li>
  5. Tasas de Registro \u2013 Tasas a pagar para documentar que las deudas han sido pagadas en su totalidad.<\/h5><\/li>
  6. Comisiones \u2013 Los honorarios pagados a los corredores inmobiliarios involucrados en la transacci\u00f3 Generalmente el 6% del precio de venta y pagado en su totalidad por el vendedor.<\/h5><\/li>
  7. Honorarios del Notario \u2013 Los honorarios cobrados por el notario para verificar la identidad de los firmantes del documento.<\/h5><\/li>
  8. Costos por Fideicomisos \u2013 Los agentes de custodia reciben el dinero de la entidad crediticia, pagan todos los costos, recaudan dep\u00f3sitos y distribuyen el producto al prestamista \/ vendedor.<\/h5><\/li>
  9. Costos por b\u00fasqueda de t\u00edtulo \u2013 La prueba de que el vendedor tiene el derecho legal de vender la casa. Las compa\u00f1\u00edas de t\u00edtulo buscan en los registros p\u00fablicos y producen un compromiso de seguro que certifica que el vendedor es propietario de la casa e indica los detalles de cualquier gravamen u otros derechos que afectan el t\u00edtulo a la casa.<\/h5><\/li>
  10. Concesiones del Vendedor \u2013 Monto que el vendedor se compromete a dar con el fin de ayudar al comprador a pagar sus costos de cierre.<\/h5><\/li>
  11. Reparaciones \u2013 Trabajos que el vendedor debe completar (en el caso que aplique) antes de la venta, ya sea como resultado de la negociaci\u00f3n del comprador o como condici\u00f3n del prestamista.<\/h5><\/li>
  12. Garant\u00eda Sobre La Casa \u2013 \u00a0Plan de protecci\u00f3n para el primer a\u00f1o del comprador en el hogar.<\/h5><\/li>
  13. Garant\u00eda sobre Termitas \u2013 Documentaci\u00f3n utilizadaen algunas partes del pa\u00eds que indica que la casa est\u00e1 libre de termitas.<\/h5><\/li><\/ol>

    \u00bf<\/strong>C<\/strong>\u00f3<\/strong>mo estimar los costos de cierre?<\/strong><\/h3>
    Para efectos pr\u00e1cticos los gastos de cierre para el vendedor pueden estimarse de la siguiente forma:\u00a0<\/h5>
    • 5% sobre el precio de venta, M\u00c1S<\/h5><\/li>
    • Property taxes acumulados a la fecha, M\u00c1S<\/h5><\/li>
    • Hipotecas y\/o l\u00edneas de cr\u00e9dito que existan sobre la propiedad, M\u00c1S<\/h5><\/li>
    • Comisiones (generalmente 6% sobre el precio de venta)<\/h5><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

      Los compradores y vendedores tienen costos de cierre asociados a la transacci\u00f3n. Por lo tanto, es importante, antes de colocar la propiedad a la venta, tener un estimado de los gastos que tendr\u00e1 que pagar para finalmente poder determinar el monto con el que puede contar una vez finalice la transacci\u00f3n Costos de cierres m\u00e1s […]<\/p>\n","protected":false},"author":1,"featured_media":2123,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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